intermezzo, like most sleep medicines, has some risk of dependency. common side effects are headache, nausea, and fatigue. so if you suffer from middle-of-the-night insomnia, ask your doctor about intermezzo and return to sleep again. ♪ >>> talk is cheap. unless you have unwittingly signed on the a cell phone plan that turns every bill opening into a monthly chest grabber and it will make you grumpier when you learn that $52 billion of what we spend is unnecessary waste. but he has insider tips that could save you serious coin. here's abc's paula farris for our series "easy money." >> reporter: phil doesn't see his daughters enough. he splits his time with his ex and he said that cell phones are the next best thing. >> are you going to hug me? >> thanks. >> all right, dad. love you too. >> reporter: who has a cell phone? phil is paying for three phones including his mom and oldest daughter. >> the bill is $311 right now. >> do you think you are paying too much? >> it's rough. what people pay for their cars. that's what i pay for my cell phone. >> re